Natsu cafe's English

Ion, Yokado are appreciation of the yen reduction sales

I take the acceleration of the appreciation of the yen weak dollar, and Ito-Yokado and the ion of the major super perform an appreciation of the yen reduction sale it usually depends, and to sell fruit or the drink of the U.S. domestic production cheaply for two days from 22nd each. It is an aim I take an appreciation of the yen merit in advance, and to rouse the consumption cooling down by raises of foodstuffs.

　Yokado usually sells about 30 items foodstuffs at a low "reduction price" around 30% in 175 national stores more. As for the U.S. domestic production grapefruit, 78 yen, U.S. domestic production wine (750ml) usually cost 580 yen to 438 yen for price 138 yen.

　It is 8 years and six month since the last appreciation of the yen reduction sale since September, 1999. Raising of the food occurs successively with higher raw materials recently; the seven & eye Holdings of the parent company "a visitor becomes sensitive to a price". I tell that I want to enliven consumption at a sale.

　On the other hand, the ion does U.S. domestic production pig sirloin 100g to 88 yen from 128 yen in 295 Jusco stores and cuts 30-50 items by 20-30%. It is a point that a real appreciation of the yen effect is given, but be "crowded and offer a meaning of the life support at a value price".

Extract MSNSANKEINEWS

* Comment
　It is this appreciation of the yen reduction sale of the limit that is nice for a consumer. But it is not pleased to part.
In around 95 when the yen rose suddenly to 1 dollar =79 yen level before, I develop an appreciation of the yen reduction sale all together and increased, but I am different from those days and it is the amount of original fuel now and advances to the transportation and the cost rise of the packing material at the same time, and the some appreciation of the yen merits are environment blown off.

　The burdens increase, besides, so as to be popular if popular. This reduction sale is a transient thing. The price of the thing cannot avoid that it stops if I look in a long term as raw materials, fuel costs become big.

　I cannot make the reasonable price in the state that a price was lifted by some speculations. I read flows of the markets well and need considerable knowledge and labor to act itself with great tact well. There is a limit by the company effort. Is Bank of Japan to normalize such a place,; but for the moment, as can be seen.

Insider trade = securities monitor committee member investigates it an accountant

　The Shinnihon auditor (Chief Director Toshio Mizushima) announced that the auditor took investigation for doubt over the insider trade of the certified public accountant who belonged on 3rd from Securities and Exchange Surveillance Commission.
　
　According to the office investigation of the Shinnihon auditor, this accountant acquired 300 stocks of company stocks with acquaintance name based on the financial affairs information of the service trade company of Osaka Securities Exchange Hercules presentation in charge of inspection in February, 2006 and sold it by the end of the above-mentioned month. In addition, in March, 07, a credit sale did 261 stocks of company stocks with acquaintance name based on the financing information of the information and communication company of two parts of Tokyo Stock Exchange presentation in charge of inspection and bought it back by April.
　

＜Pfizer＞I demand prohibition of smoking from all employees to nonsmoking therapeutic drug release to accept

The Japanese juridical person of U.S. medicine manufacture major company Pfizer clarified a policy to release prohibition of smoking therapeutic drug "Chan pick lock" in April to drink of the origin on a day for 28 days. It released it in Europe and America in 06 and acquired the production sale approval in the country on January 25. Taking advantage of new medicine release, the company Japan juridical person demands prohibition of smoking from all 4,800 employees and does "all companies non-smoking declaration" in World Non-smoking Day of May 31.

　I am different from prohibition of smoking medicine of the gum and tension medicine type to connect with prohibition of smoking while supplementing nicotine in substitution for a cigarette, and the Chan pick lock does not include nicotine. An active principle of the medicine works on specific protein in the brain and I am not provided and do feeling of satisfaction by the smoking.

　When a medical representative of the company went around the hospitals as well as judgment called the (President Hiromitsu Iwasaki of the Japanese juridical person) that "the smoking was not good for a medicine manufacture company" as for all the employees prohibition of smoking, the smoker considered that the institutions where I cannot go in and out of increased. I do not make the penal regulations, but promote an action to the prohibition of smoking by assistance of nonsmoking treatment costs.

　I left you as prohibition of smoking in the headquarters building (Shibuya-ku, Tokyo) of the Japanese juridical person till now.

Prevention of warming business, trade insurance special frame 2,000,000,000,000 yen / Ministry of Economy, Trade and Industry, 70% at the maximum are low

Ministry of Economy, Trade and Industry entered the preparations to found the new trade insurance that I did for a business to lead to prevention of global warming in next summer. It is a purpose that reduce the fund risk of the business to help anti-warming measures such as wind-generated electricity or the photovoltaic power generation that a company deals with abroad. Japanese trade insurance makes 2,000,000,000,000 yen and a large-scale special limit, and premiums are going to usually reduce 70% at the maximum more. I appeal to you for an action to the anti-warming measure as the government and enlarge the business opportunity of a Japanese company having a strength for energy saving.

　The trade insurance "global environment insurance" to found sponsors only the business that Japanese trade insurance helps prevention of global warming of the independent administrative agency. When I cancel it, and a business stopped it by natural disaster or terrorism, I make up for the losses such as a business company dealing with a development business or financing / a bank or the business firm to finance.

It is begun to sell the automobile insurance in 24 and Zurich, HP of the new life

24 insurances against loss and the Zurich insurance began the sale of the automobile insurance in the homepage of Shinsei Bank on 1st. It is an article of the mail order type that all procedures can conclude on the Internet to sell. The structure which can go ahead through a shift, an estimate or the contract from the homepage of the new life to 24, each homepage of Zurich.

　In the bank, it is prohibited the sale of insurance products to the representatives of the financing company by a point of view preventing pressure sale. Therefore the new life took in the structure which checked the occupations of the person to propose it to when I moved to 24 and the homepage of Zurich.

Compulsory automobile liability insurance charges car 8,360 yen fall light 6,020, a moped are 1,350 yen

The council for compulsory automobile liability insurance (the consultative body of the Secretary of Financial Services Agency) decided that I reduced the premium that a contractor paid from a contract share about a car and the car compensation for damages responsibility (compulsory automobile liability insurance) insurance that participation was obliged all maintainers to of the motorcycle in April 22.2% on average on 18th. It is 11 years since the last reduction since 1997. Because the assistance of the country disappeared from April, but dead people by the traffic accident decreased and there was less payment of the insurance than the assumption and finished it.

　The premium of the contract (except Okinawa / the remote island) beats for 31,730 yen at the present for two years of a car for private use, and a country assists 900 yen, but it is it with 22,470 yen that 8,360 yen are cheap as for the amount of payment of the contractor from April.

　In addition, the light car becomes 18,980 yen that 6,020 yen are low, 8,790 yen that originally 1,350 yen are low as for the motor bicycle without the assistance from the country.

　The premium of the compulsory automobile liability insurance predicts the insurance to pay based on the past payment results in the future and calculates it, and the council inspects it every year. Traffic death 5744 of 2006 was less than 6,000 people after an interval of personality, 54 years.

To this status sale for insurance products Bank

Sale of all insurance is accepted at a bank window, and provincial banks are local financial institutions, but the life insurance companies will start the full-scale sale of the insurance products of the article for banks from this spring because movement to lay emphasis on sale of the insurance opens.

Dullness such as a major insurance against loss, business results of the all decrease .12 month, automobile insurance

Marine Nichido fire insurance business results (a news flash base) of December of major insurance against loss 6 companies were all present on 9th. I received dullness of the new car sale, and 5 companies reduced the premium income of the automobile insurance in the previous year in comparison with the same month. The fall of housing starts affected the fire insurance, and it was a decrease in all companies. The total premium income was a minus of the same month ratio 2.5% with 587,000,000,000 yen in 6 companies in the previous year.

　A premium income of the automobile insurance is 283,300,000,000 yen in 6 companies. It decreased by ratio 2.1% in the previous year at the same month. A factor main the preference of the consumer moving to the cheap compact car of the premium as well as a fall of the new car sale.

　The fire insurance is 100,200,000,000 yen in 6 companies. It was a minus of 5.6%.

Security ion Bank is the new insurance at the ill flat rate

The ion Bank sells medical insurance for a disease peculiar to breast cancer woman from 7th. Joint development with the AIU insurance. It is a characteristic to have done a premium regardless of age uniformly, and it is extremely unusual in the insurance products. I receive that the sale at the bank window of insurance products became the full-scale removal of a ban in last December and keep a merit to open a store in the shopping center of the ion alive and, for 30 generations, take a woman for 40 generations.

　It is a woman of 20-65 years old that I can join it. The security object includes myoma of the uterus or the thyroid gland disorder other than breast cancer and uterine cancer, an ovarian cancer. An insurance period is ten years. The premium is annual lump sum payment 15,000 yen, monthly installment 1,400 yen by the type that lump sum 3,000,000 yen are paid to when it was diagnosed as cancer.

　By the medical insurance was usual, and the premium improved as age rose, but lost for addition such as going to hospital benefits, and having squeezed the disease of the security object of the premium realized making it it uniformly.

It is niche market reclamation in 11 companies by a mini-insurance company rapid increase, the end of last year

While there is limitation in an article and a business scale, small short-term insurance agent (a mini-insurance company) that the establishment is easy to be accepted from the insurance company is born in succession. 11 companies registered themselves with the Local Finance Bureau by the end of last year. I narrow down insurance products 1 such as an earthquake, a pet, medical care to handle to two kinds of - and reclaim the niche (a gap) market which a keeping a mistress insurance against loss is hard to deal with by original service very much. The choice seems to spread when a consumer joins the insurance.

　6 companies registered themselves last year in 11 - December, and the mini-insurance increased at one sweep. There is the viewpoint that I increase to 20 - 30 companies before this year. The reason is because minimum capital gets off with a one-100th 10,000,000 yen of the insurance company, and an entry condition is easy. On the other hand, there is a limit called "the short term" for - less than 2 years less than 10,000,000 yen "are small" an insurance to an article to handle and insurance period 1.